Contact
schliessen

Filtern

 

Bibliotheken

Logo der Bibliothek

Siegel TU Braunschweig Universitätsbibliothek Braunschweig
You do not seem to be within the network of Braunschweig University.
As student, researcher or staff member of Braunschweig University you can use the VPN service to gain access to electronic publication.

FINANCING BUSINESS WOMEN

Obtaining a loan in Mexico is not an easy task. Such is the situation of the micro, small and medium enterprise (MiPyMes) sector (Pavón, 2010). Even though they are the main productive driver and employment generator of the country (SE, 2009), these enterprises are considered high risk by commercial... Full description

Main Author: Erika Lucero Carranza-González
Contributors: Laura Elena Garza-Bueno | Author
Emma Zapata-Martelo | Author
Contained in: Ra Ximhai (01.06.2018)
Journal Title: Ra Ximhai 01.06.2018
Fulltext access: Fulltext access (direct link - free access)
Links: Additional Link (doaj.org)
Additional Link (drive.google.com)
Fulltext access (doaj.org)
ISSN: 1665-0441
Language: English
Spanish
Physical Description: Online-Ressource
PPN (Catalogue-ID): DOAJ033824258
more publication details ...

Associated Publications/Volumes

  • Associated records are being queried...
more (+)
Internes Format
LEADER 02980nma a2200289 c 4500
001 DOAJ033824258
003 DE-601
005 20190329230351.0
007 cr uuu---uuuuu
008 180914s2018 000 0 eng d
035 |a (DE-599)DOAJ662af761b0564db79da5d625f9c5fb2b 
040 |b ger  |c GBVCP 
041 0 |a eng  |a spa 
100 0 |a Erika Lucero Carranza-González  |e verfasserin  |4 aut 
245 1 0 |a FINANCING BUSINESS WOMEN  |h Elektronische Ressource 
300 |a Online-Ressource 
520 |a Obtaining a loan in Mexico is not an easy task. Such is the situation of the micro, small and medium enterprise (MiPyMes) sector (Pavón, 2010). Even though they are the main productive driver and employment generator of the country (SE, 2009), these enterprises are considered high risk by commercial banks (Lecuona, 2009). Women suffer this situation even more acutely. The statistics on business women in Mexico, analyzed by the Research Center on High Level Directive Women (2013), reveal that three of every five enterprises established belong to women, who usually lack sufficient collateral to back credit, among other limitations that are attributed to them culturally (SELA, 2010). In this context, different types of funding entities have emerged. Among these is the Sociedad Financiera de Objeto Múltiple (Sofom). This organization, founded in 2006 within the Mexican financial system as a non-bank entity, has had outstanding growth because it grants credit designed for the needs of small-scale businesses (Presburger, 2013). The objective of the study presented here was to evaluate the way in which Sofom has solved the credit needs of women who own businesses and measure the results in terms of the growth of the businesses of the clients affiliated to Sofom. Also, determined was the impact that the use of the credit has had on their families. For the study, we selected a representative sample of women who received loans from Sofom, called Imdeneg S.A. de C.V. , which is located in the municipality of Chimalhuacán, State of Mexico. The results of the survey conducted revealed that the microenterprises have had ready access to credit and have been able to acquire larger volumes of merchandise. This has led to greater development of their skills and capacities, as well as to positive impact on their well-being. Nevertheless, significant capitalization was not observed in most of the microenterprises, making their growth and sustainability difficult. 
700 0 |a Laura Elena Garza-Bueno  |e verfasserin  |4 aut 
700 0 |a Emma Zapata-Martelo  |e verfasserin  |4 aut 
773 0 8 |i In  |t Ra Ximhai  |g  (01.06.2018)  |w (DE-601)DOAJ000092045  |x 1665-0441 
856 4 0 |y DOAJ  |u https://doaj.org/article/662af761b0564db79da5d625f9c5fb2b 
856 4 0 |u https://drive.google.com/file/d/1ZqBLF3Vaxx-L1523jH39unTgr217YIHb/view 
856 4 0 |u https://doaj.org/toc/1665-0441 
856 4 0 |u https://doaj.org/toc/1665-0441 
912 |a GBV_DOAJ 
951 |a AR 
952 |j 2018  |b 01  |c 06